Quick recap of my insurance experience prior to the sleep clinic
As I have stated over and over and over again on this blog, sleeping doesn’t come easy to me. In fact, it has wrecked havoc on so many areas of my life.
Ex, Sleep Deprivation- http://bit.ly/1nIClSa , Demons Come Out at Night- http://bit.ly/1kpf5Dw , Living in Chronic Pain Prt 2- http://goo.gl/AKWOLn
So given all of those things and the fact that sleep is important for any healthy human being, I decided that I needed to make an appointment at a sleep clinic just to see if there was something else going on. I also needed desperately to feel like I was doing something to help myself and my situation.
Once I found a place I liked that was close to me (aka didn’t seem like it would be triggering,) I called my insurance company to see what the deal was. I have a $3,000 deductible and once I reached that, they would pay 30%.
That is ludicrous and I know that I have it a lot better than most people.
As a quick side note, a few months ago my mom made an appointment for a physical and while she was there she asked her doctor if he could quickly check something with her hand since it had been feeling off for some reason. {Thankfully, it was nothing}
My mom got a huge bill following that appointment because they viewed her visit as a “sick appointment” instead of just a physical (which they supposedly cover 100% of the tests they approve.)
Ay.
I just don’t understand it. They cover you if you are well but if you are sick or need help of any kind they charge you? So anyway, that is my little venting session about insurance.
I was fortunate enough that the sleep doctor I saw is only requiring office visits which is just a regular specialist co pay. So I will be able to go back thankfully! {Productive Appointment: http://goo.gl/OBFXSR }
I know we all have tons of these insane stories! Feel free to share
PS, I apologize the shortened URL links look bizarre. Apparently the computer thinks I am a robot since it takes so many tries for me to prove otherwise ; )